Mable App Design & Development
Client
MUFG Bank
Year
2019 – 2020
Role
Lead Design
Award
Good Design Award 2022
Traditional Banking needs
to be digitalized
Background
Moneytree had partnered with MUFG as known as the largest mega bank in Japan. They asked Moneytree to build a PFM app for them.
Design Challenge
- The client brought UX strategy based on internal workshop had a risk because their value proposition had never been validated by customers.
- Moneytree had never provided a service of client works. In the project, the product design & dev process was totally fragmented.
Solution
- Conducted marketing & user test to validate the value of the product.
- It was no way to stop running both: exploring phase & dev phase so just to deal with confusions and ambiguities on UI design. Later on the company recruited ThoughtWorks, a creative agent as an advisor.
DESIGN PROCESS
01. Questions to ask
Ask stakeholders. Ask customers. Ask products.
02. Marketing Research
Screening 1,000 Japanese people to ask about money & digital banking experience
03. Qualitative research
User test to validate the value of the new concept & features.
04. Define User Experience
Personas (Who) / Customer Journey (How) / mental model (Why)
05. User mapping & Key Features
User Flow and charts for the MVP. Mapped out entire user flow from installing to transfer money.
06. Design Sprint
Development phase started
01. Questions to ask
Kept asking the client about the UX strategy in order to identify what we know and what we can’t know. And define what questions are critical for the product development.


02. Marketing Research
Screening 1,000 Japanese people to ask about money & digital banking experience
03. Qualitative research
User test to validate the value of the new concept & features. 15 testers were asked about their financial life patterns and being tested with high-fi prototype.
04. Define User Experience
Personas (Who) / Customer Journey (How) / Mental Model (Why)


05. User mapping & Key Features
User Flow and charts for the MVP. Mapped out entire user flow from downloading an app to transfer money between bank accounts.
06. Design Sprint
1. Feature requirements with user story from client
2. Create IA with engineers (wireframe + prototype)
3. Create visual design
4. Present the prototype to client
5. Internal prototype testing
6. Repeat 1-5 (Iteration)
7. Pixel Perfect Design (Design system
Design Showcase
My Responsibilities
- Conducted Quantitative & Qualitative Research (User Test)
- Define value proposition
- Build user mapping & prototype
- Involved in design & dev sprint
- Design design system and pixel perfect design
Stakeholders
Client:
MUFG Digital Division (BO / PM / Visual Designer, System manager, Internal back-end engineers, External backend engineers )
Internal team:
Moneytree (BO / PM / Art Director / Product Designer / Visual Designers / Tech Leads and Mobile Engineers / Back-end engineers)